XRP Price Prediction: Will XRP Hit $3 Amid Market Volatility?

#XRP

• XRP is trading near its 20-day MA, with bullish MACD signals.
• Mixed news sentiment includes regulatory clarity and leadership changes.
• Technical indicators suggest a potential breakout if key levels hold.

XRP Price Prediction

XRP Technical Analysis: Key Indicators to Watch

According to BTCC financial analyst James, XRP is currently trading at 2.9382 USDT, slightly below its 20-day moving average (MA) of 2.9424. The MACD indicator shows a bullish crossover with values at 0.0946 (MACD line), 0.0351 (signal line), and 0.0595 (histogram). Bollinger Bands indicate a potential breakout, with the upper band at 3.1629, middle band at 2.9424, and lower band at 2.7218. These technical indicators suggest a possible upward movement if the price holds above the 20-day MA.

Market Sentiment: Mixed Reactions to XRP News

BTCC financial analyst James notes that recent news about XRP has created mixed sentiment. Positive developments include the SEC's clarification on custodian rules, which benefits Ripple and Coinbase, and the innovative Tundra presale. However, negative factors such as Ripple CTO David Schwartz's resignation and an early investor advising to dump XRP have added uncertainty. Analysts are eyeing a potential breakout to $4.50, but profit-taking and ETF speculation are causing consolidation near $2.85.

Factors Influencing XRP’s Price

SEC Clarifies Custodian Rules, Enabling Ripple and Coinbase’s Eligibility

The SEC's no-action letter on September 30 resolves longstanding ambiguity around state-chartered trust companies serving as crypto custodians. Ripple and Coinbase—both operating under state charters—now meet federal requirements to safeguard digital assets for registered funds.

Custodial agreements must explicitly prohibit lending or rehypothecation of client assets without consent. Investment advisers face new due diligence obligations, including annual reviews of custodians' theft prevention policies.

This decision marks a regulatory milestone for institutional crypto adoption. By aligning state and federal frameworks, the SEC removes a critical barrier to traditional finance's engagement with digital assets.

Ripple CTO David Schwartz Steps Down After 13 Years, Remains Committed to XRP Ecosystem

David Schwartz, Ripple's Chief Technology Officer and co-creator of the XRP Ledger, will relinquish his role by the end of 2025. The departure concludes a 13-year tenure marked by foundational contributions to Ripple's technology and the broader XRP community. Schwartz confirmed the transition in a social media post, emphasizing family priorities while vowing continued involvement: "You haven’t seen the last of me."

Schwartz retains influence through a board position at Ripple and an advisory role in technology strategy. His career spans cryptography work for U.S. intelligence agencies to pioneering blockchain development during Bitcoin's infancy. The move signals a generational shift for Ripple as it navigates ongoing regulatory challenges and ecosystem expansion.

XRP’s Tundra Presale Redefines Crypto Fundraising with Structured Approach

The Tundra presale is challenging conventional crypto fundraising models by prioritizing transparency and structured incentives. Phase four offers TUNDRA-S tokens at $0.068 with a 16% purchase bonus, while distributing free TUNDRA-X tokens valued at $0.034—both with fixed launch valuations of $2.50 and $1.25 respectively.

This mechanism transforms modest investments into outsized positions post-launch, already creating millionaire participants. The project further differentiates itself through Cryo Vaults, an upcoming staking system promising 30% APY, and Frost Keys NFTs that modify lockup terms.

Security audits and verifiable tokenomics address common presale concerns, offering XRP holders yield opportunities absent in the native asset. The model demonstrates how defined frameworks can replace speculative hype in crypto capital formation.

Early XRP Investor Advises Dumping Token Following Ripple CTO's Resignation

A prominent XRP community figure has urged investors to exit their positions following the unexpected resignation of Ripple's long-time Chief Technology Officer David Schwartz. The executive, who spent over 13 years shaping Ripple's technological direction, announced his departure in an emotional statement.

The news has sparked renewed debate about XRP's future trajectory. Market participants are weighing the potential impact of losing a key architect behind Ripple's payment protocol technology. Schwartz's departure comes at a critical juncture for the company as it continues navigating regulatory challenges.

XRP Price Decline Opens Opportunity for Investors to Enter Top 10% Holder List

XRP's recent price slump has created an unexpected opportunity for investors aiming to join the cryptocurrency's elite holders. The digital asset, now trading below $3 after peaking at $3.18 in September, requires significantly less capital to enter the top 10% of wallets.

Market analysts note this downward trend mirrors broader crypto market corrections, though XRP's decline appears more pronounced. The reduced entry barrier comes as the network's rich list shows increased wallet consolidation during the price drop.

XRP Consolidates Near $2.80 as Analysts Eye Potential Breakout to $4.50

XRP hovers at $2.87, marking a 1.13% daily dip but maintaining a 0.69% weekly gain. The token's tight consolidation between $2.82 and $2.94 mirrors 2017's pre-parabolic patterns, with $3.65 resistance looming as the gateway to $4.50 targets.

Trading volume contracted 17.35% to $4.91 billion while open interest slipped to $7.46 billion. Market watchers note critical support at the 100-day EMA ($2.82) and resistance at the 50-day EMA ($2.94), with exchange reserve fluctuations hinting at brewing volatility.

XRP Consolidates at $2.85 Amid Profit-Taking and ETF Speculation

XRP faced volatile trading as early gains to $2.91 were swiftly erased by profit-taking, leaving the token to consolidate at $2.85. Buyers defended the $2.82–$2.84 support zone, but volumes tapered into the close. Analysts noted bearish divergences and rising reserves on Binance, casting doubt on an imminent test of $3.00.

Inflows exceeding $6 billion over two days fueled the rally, driven by treasury adoption and speculative positioning. Regulatory scrutiny intensified as reports revealed zero corporate buy orders on Binance despite reserve growth. Wall Street desks advise caution until a decisive breakout above $3.00 confirms trend direction.

Technical analysis shows resistance firming at $2.91 after heavy rejection, while support held at $2.82–$2.84. Late-session consolidation suggests waning selling pressure but lacks conviction. Momentum indicator divergences cap near-term upside potential.

Will XRP Price Hit 3?

Based on the current technical and news analysis, XRP has a strong chance of hitting $3 if it maintains its momentum above the 20-day MA. The MACD and Bollinger Bands suggest bullish potential, but market sentiment remains mixed due to recent news. Below is a summary of key data: